Disclosures & Licensing

Last updated: May 2026

The following disclosures are provided in accordance with applicable federal and state laws governing residential mortgage lending. If you have any questions about the information on this page, please contact us.

NMLS Identifier

Veterans Own Mortgage is registered through the Nationwide Multistate Licensing System & Registry (NMLS).

Company NMLS ID: NMLS ID: TBD

Verify our license and registration status at the NMLS Consumer Access website: www.nmlsconsumeraccess.org.

State Licensing

Veterans Own Mortgage is licensed to originate residential mortgage loans in the states listed below. We do not solicit or accept loan applications from residents of states in which we are not properly licensed.

Currently Licensed In: California, Colorado, Florida, Idaho, Minnesota, Nevada, Ohio, Pennsylvania, and Texas.

For the most up-to-date list and individual state license numbers, please visit our NMLS Consumer Access record or contact us.

VA Loan Disclosure

Veterans Own Mortgage is a private mortgage lender. We are not affiliated with, endorsed, sponsored, or approved by the U.S. Department of Veterans Affairs (VA), the U.S. Department of Defense, or any other federal government agency. VA-guaranteed loans are subject to VA eligibility requirements, lender approval, and credit qualification.

Equal Credit & Fair Lending

Veterans Own Mortgage is committed to fair and equal treatment of all loan applicants. In accordance with the Equal Credit Opportunity Act (ECOA), we do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the legal capacity to enter into a binding contract), receipt of income from any public assistance program, or the good-faith exercise of any right under the Consumer Credit Protection Act.

Equal Housing Lender

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Equal Housing Lender. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Loan Estimate & Rate Disclosures

All interest rates, monthly payments, fees, and other figures shown on this website are illustrative only and do not constitute an offer to lend or a commitment to extend credit. Actual rates and terms depend on a number of factors including, but not limited to, loan program, loan amount, loan-to-value, credit score, debt-to-income ratio, occupancy, and property type. A formal Loan Estimate disclosing the actual terms of your loan will be provided after you submit a complete loan application.

Third-Party Information

Our site may contain links to third-party websites or reference third-party tools. We are not responsible for the content or privacy practices of those sites and the inclusion of any link does not imply endorsement.

Communication & Contact Consent

By submitting your information through any form on this site, you authorize Veterans Own Mortgage and its agents to contact you at the email address and telephone number you provided, including by autodialed calls and text messages, regarding your inquiry and the home loan products and services we offer. Standard message and data rates may apply. Consent is not a condition of any purchase, and you may opt out at any time.

Complaints & Reporting

If you have a complaint or concern about Veterans Own Mortgage, please contact us first so that we can address it directly. You may also file a complaint with the Consumer Financial Protection Bureau at consumerfinance.gov/complaint, or with the regulator in your state.

Contact

For questions about these disclosures or about a specific loan, please contact:

Veterans Own Mortgage
Phone: 1-855-VETS-OWN (1-855-838-7696)
Email: info@veteransown.com
Website: veteransown.com