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Home Lending Made Easy
Veterans Own Mortgage helps active military members, Veterans, and surviving spouses use their VA home loan benefits with a fast, secure, and expert guided process.
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Let our team of experts help you find the best loan at a great rate. Use the form above to contact us today!
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Loan Program Spotlight
VA Home Loans & Mortgage Refinancing
The VA Home Loan program is a great mortgage choice for active military members, Veterans, and their surviving spouses. For almost all service members and Veterans, VA loan terms usually provide a better choice over Conventional, FHA or USDA loans. Most importantly, the VA Home Loan benefit offers a no money down, fixed rate loan.
Proudly Serving Active Military Members & Veterans For Over 15 Years
VA Loans
Explore the core VA home loan benefit, including no down payment options, flexible guidelines, and lifetime reuse for eligible borrowers.
See VA Loan Benefits Here →100% VA Cash Out Refinance
This type of loan helps you get cash from the equity in your home. A cash out refinance loan may help you pay off high interest credit cards or give you cash for home improvements. Most lenders cap the loan amount at 90% of the home value. Not Veterans Own Mortgage! You may qualify for our 100% VA cash out loan.
Apply For A VA Cash Out Refinance →VA Loan Requirements
VA Home Loan benefits are usually the best mortgage choice for military members, Veterans, and their surviving spouses. Find out more about VA home loan requirements from one of our VA lending experts.
See VA Home Loan Benefits Here →VA Debt Consolidation
From unexpected medical bills to high interest credit cards, debt can happen to anyone. For veterans and active service members, a VA military debt consolidation loan may help.
Apply For A VA Debt Consolidation Loan →VA Loans & Bankruptcy
There is hope for veterans and service members after a VA bankruptcy. We help eligible Veterans with credit scores as low as 580. You may qualify with us in as little as 12 months!
Apply For A VA Loan After Bankruptcy →VA Loans For Non Veterans
Most VA lenders only allow you to get a VA loan on your own or with a spouse as a co borrower. With Veterans Own Mortgage, you may qualify to apply with your brother, sister, parent or anyone else.
Apply For A VA Loan With A Non Veteran →Low Credit Score VA Loans
If you have a lower credit score you may not qualify for a VA loan with many lenders. Call Veterans Own Mortgage now to see if you qualify for a VA Loan with a credit score as low as 580.
Apply For A VA Loan With A Low Credit Score →Asset Based Mortgages
Asset based lending allows you to use your assets as income. We allow you to use an IRA, 401(k), or other retirement accounts to qualify for a mortgage.
Apply For An Asset Based Mortgage →Pay Off Debt Now
A cash out refinance to pay off debt can lower your monthly payments. It gives you cash from your home's equity that you can use to pay off high interest debts, medical bills, or other financial obligations.
Apply To Pay Off Debt Now →HELOC Alternatives
Are you thinking about applying for a Home Equity Line of Credit? Veterans Own Mortgage may have a better option for you. A VA cash out refinance may offer better rates and terms for eligible Veterans.
See About HELOC Alternatives →Get A VA Loan Review
Call Our VA Loan Experts Today
Get your questions answered about buying a home or refinancing using your VA home loan benefits.
What Our Veterans Say
Real Customer Feedback
★★★★★
"I just want to thank you very much for your work to help us refinance our loans. I know you had to do so much work for us and we really appreciate it."Mary Hanover, PA
★★★★★
My mother recently had a refinance with Veterans Own Mortgage. The process was easy for her to follow and the loan representative was very helpful and responsive.Dorothy San Diego, CA
★★★★★
"This company out did themselves in my expectations. They were not pushy; they waited on me and kept contact with me."Paul Waynesboro, PA
★★★★★
I am a Veteran and they helped me understand the best options with my VA loan. They were great all through the process.Jeff Richmond, VA