From pre-approval to closing, our advisors guide you every step of the way, using your VA benefit to put you in the right home with the lowest payment in America.
Contact A Mortgage Advisor
Buying a home builds long-term stability and equity, while renting often comes with rising costs and limited financial upside.
Illustrative example. Equity built over 10 years on a $350K home with steady appreciation vs. equivalent rent paid. Actual results vary by market.
Adjust the numbers to see how your loan amount, rate, and term affect your payment.
Estimated monthly payments include principal and interest only and are not an offer to lend. Tax, insurance, and other fees and charges may apply. The default interest rate displayed is illustrative only. Actual mortgage payment and interest rate may be higher or lower than those displayed and will depend on your mortgage product, collateral, and credit history.
Buying your home should be something to celebrate, not a source of stress. We make the mortgage process as simple, fast, and pleasant as possible.
Talk to your loan specialist to determine the best option for you, complete an application, and provide documentation.
Review and sign (or e-sign) documents provided by the disclosure team.
We'll prepare your loan file for underwriting and order an appraisal. Then the underwriter will analyze your credit, income, and assets.
First, you'll receive conditional approval, which may require responses to third-party requests. Afterward, the underwriter provides final approval.
After the title or escrow company reviews the information, all parties sign loan documents at a scheduled time and place. We fund your loan soon after, and you get the keys.
A clear picture of the costs that come with buying, so there are no surprises at the closing table.
Once your purchase offer has been accepted, you'll need to provide an earnest money deposit, which will be held in a third-party trust account, such as an escrow company or real estate attorney.
Most home purchases require a down payment based on the loan criteria, but qualifying U.S. veterans using a VA loan are an exception and can buy with $0 down.
Depending on the lender, loan type, or seller, you may be required to pay fees at closing. Here are the most common ones to plan for:
Ready To Buy?
One quick call gets you a real picture of your buying power, your monthly payment, and your VA benefit. No pressure. No paperwork up front. Just answers.