/* Veterans Own Mortgage wealth plan */

.wealth-home-section {
  --wealth-navy: #071a36;
  --wealth-blue: #11345f;
  --wealth-red: #c72333;
  --wealth-gold: #f4c443;
  --wealth-paper: #fbfaf7;
  position: relative;
  overflow: hidden;
  padding: clamp(62px, 7vw, 96px) clamp(20px, 6vw, 88px);
  background:
    radial-gradient(circle at 90% 12%, rgba(244, 196, 67, 0.17), transparent 28%),
    linear-gradient(135deg, var(--wealth-navy) 0%, var(--wealth-blue) 100%);
  color: #fff;
}

.wealth-home-section::before,
.wealth-page-hero::after {
  content: "";
  position: absolute;
  inset: 0;
  opacity: 0.1;
  pointer-events: none;
  background-image: repeating-linear-gradient(
    135deg,
    transparent 0,
    transparent 42px,
    rgba(255, 255, 255, 0.17) 43px,
    transparent 44px
  );
}

.wealth-home-inner {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: minmax(0, 1.08fr) minmax(380px, 0.92fr);
  gap: clamp(38px, 5vw, 72px);
  align-items: center;
  max-width: 1220px;
  margin: 0 auto;
}

.wealth-home-copy,
.wealth-page-copy {
  min-width: 0;
}

.wealth-home-kicker,
.wealth-page-kicker {
  display: inline-flex;
  align-items: center;
  gap: 11px;
  margin: 0 0 16px;
  color: #f4c443;
  font-family: var(--f-display, var(--display, "Barlow Condensed", Arial, sans-serif));
  font-size: 16px;
  font-weight: 900;
  letter-spacing: 0.15em;
  line-height: 1.2;
  text-transform: uppercase;
}

.wealth-home-title {
  max-width: 690px;
  margin: 0;
  color: #fff;
  font-family: var(--f-display, "Barlow Condensed", Arial, sans-serif);
  font-size: clamp(48px, 5vw, 70px);
  font-weight: 900;
  letter-spacing: 0.01em;
  line-height: 0.95;
  text-wrap: balance;
  text-transform: uppercase;
}

.wealth-home-title span {
  color: var(--wealth-gold);
}

.wealth-home-lead {
  max-width: 650px;
  margin: 20px 0 0;
  color: rgba(255, 255, 255, 0.84);
  font-size: clamp(17px, 1.35vw, 19px);
  line-height: 1.65;
}

.wealth-home-path {
  display: grid;
  margin-top: 26px;
  padding: 7px 20px;
  background: rgba(255, 255, 255, 0.055);
  border: 1px solid rgba(255, 255, 255, 0.13);
  border-radius: 14px;
}

.wealth-home-step {
  position: relative;
  display: grid;
  grid-template-columns: 44px minmax(0, 1fr);
  gap: 15px;
  align-items: center;
  padding: 13px 0;
}

.wealth-home-step + .wealth-home-step {
  border-top: 1px solid rgba(255, 255, 255, 0.12);
}

.wealth-home-step > span {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 40px;
  height: 40px;
  background: var(--wealth-gold);
  color: var(--wealth-navy);
  border-radius: 50%;
  font-family: var(--f-display, "Barlow Condensed", Arial, sans-serif);
  font-size: 17px;
  font-weight: 900;
  letter-spacing: 0.05em;
}

.wealth-home-step h3 {
  margin: 0;
  color: #fff;
  font-family: var(--f-display, "Barlow Condensed", Arial, sans-serif);
  font-size: 21px;
  font-weight: 900;
  letter-spacing: 0.05em;
  line-height: 1;
  text-transform: uppercase;
}

.wealth-home-step p {
  margin: 5px 0 0;
  color: rgba(255, 255, 255, 0.7);
  font-size: 13px;
  line-height: 1.45;
}

.wealth-home-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 26px;
}

.wealth-home-button {
  position: relative;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 52px;
  overflow: hidden;
  padding: 14px 24px;
  background: var(--wealth-red);
  color: #fff;
  border: 1px solid var(--wealth-red);
  border-radius: 4px;
  font-family: var(--f-display, "Barlow Condensed", Arial, sans-serif);
  font-size: 17px;
  font-weight: 900;
  letter-spacing: 0.08em;
  line-height: 1;
  text-align: center;
  text-decoration: none;
  text-transform: uppercase;
  transition: transform 0.2s ease, background 0.2s ease, border-color 0.2s ease;
}

.wealth-home-button::after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(105deg, transparent 25%, rgba(255, 255, 255, 0.25) 50%, transparent 75%);
  transform: translateX(-120%);
  animation: wealthShimmer 3.2s ease-in-out infinite;
}

.wealth-home-button:hover {
  background: #aa1928;
  border-color: #aa1928;
  color: #fff;
  transform: translateY(-2px);
}

.wealth-home-button.secondary {
  background: transparent;
  border-color: rgba(255, 255, 255, 0.48);
}

.wealth-home-button.secondary::after {
  display: none;
}

.wealth-home-button.secondary:hover {
  background: rgba(255, 255, 255, 0.1);
  border-color: rgba(255, 255, 255, 0.75);
}

.wealth-home-goal {
  position: relative;
  min-width: 0;
  overflow: hidden;
  padding: clamp(28px, 3.4vw, 42px);
  background: var(--wealth-paper);
  color: #182033;
  border: 1px solid rgba(255, 255, 255, 0.65);
  border-radius: 18px;
  box-shadow: 0 30px 80px rgba(0, 0, 0, 0.32);
}

.wealth-home-goal::before {
  content: "";
  position: absolute;
  top: 0;
  right: 0;
  left: 0;
  height: 6px;
  background: linear-gradient(90deg, var(--wealth-red) 0 58%, var(--wealth-gold) 58% 100%);
}

.wealth-home-card-kicker {
  margin: 0 0 12px !important;
  color: #b6202a !important;
  font-family: var(--f-display, "Barlow Condensed", Arial, sans-serif);
  font-size: 13px !important;
  font-weight: 900;
  letter-spacing: 0.13em;
  line-height: 1.2 !important;
  text-transform: uppercase;
}

.wealth-home-goal h3 {
  max-width: 440px;
  margin: 0;
  color: #10233f;
  font-family: var(--f-display, "Barlow Condensed", Arial, sans-serif);
  font-size: clamp(38px, 4vw, 52px);
  font-weight: 900;
  letter-spacing: 0.01em;
  line-height: 0.94;
  text-transform: uppercase;
}

.wealth-home-goal > p:not(.wealth-home-card-kicker):not(.wealth-metric-qualifier) {
  margin: 16px 0 0;
  color: #536074;
  font-size: 14px;
  line-height: 1.65;
}

.wealth-home-principles {
  display: grid;
  margin-top: 22px;
  border-top: 1px solid #d9deea;
}

.wealth-home-principle {
  display: grid;
  grid-template-columns: minmax(126px, 0.72fr) minmax(0, 1.28fr);
  gap: 16px;
  align-items: center;
  padding: 14px 0;
  border-bottom: 1px solid #d9deea;
}

.wealth-home-principle strong {
  color: #10233f;
  font-family: var(--f-display, "Barlow Condensed", Arial, sans-serif);
  font-size: 18px;
  font-weight: 900;
  letter-spacing: 0.03em;
  line-height: 1;
  text-transform: uppercase;
}

.wealth-home-principle span {
  color: #687387;
  font-size: 12px;
  line-height: 1.45;
}

.wealth-home-zero {
  display: grid;
  gap: 5px;
  margin-top: 22px;
  padding: 17px 18px;
  background: #fff3cf;
  border-left: 5px solid var(--wealth-gold);
}

.wealth-home-zero strong {
  color: #b6202a;
  font-family: var(--f-display, "Barlow Condensed", Arial, sans-serif);
  font-size: 27px;
  font-weight: 900;
  line-height: 1;
  text-transform: uppercase;
}

.wealth-home-zero span {
  color: #5f563c;
  font-size: 12px;
  line-height: 1.45;
}

.wealth-home-fineprint {
  position: relative;
  z-index: 1;
  max-width: 1220px;
  margin: 24px auto 0;
  color: rgba(255, 255, 255, 0.76);
  font-size: 13px;
  line-height: 1.55;
}

.wealth-metric-qualifier {
  margin: 13px 0 0 !important;
  color: #4f5a6d !important;
  font-size: 13px !important;
  line-height: 1.55 !important;
}

/* Main wealth plan page */

.wealth-page-hero {
  position: relative;
  overflow: hidden;
  grid-template-columns: minmax(0, 1fr) minmax(400px, 0.86fr);
  gap: clamp(38px, 5vw, 72px);
  min-height: 0;
  padding-top: clamp(54px, 5vw, 72px);
  padding-bottom: clamp(54px, 5vw, 72px);
  background:
    radial-gradient(circle at 92% 12%, rgba(201, 154, 46, 0.2), transparent 29%),
    linear-gradient(135deg, #07152e 0%, #18365f 100%);
}

.wealth-page-hero > * {
  position: relative;
  z-index: 1;
}

.wealth-page-hero h1 {
  max-width: 680px;
  font-size: clamp(58px, 6.4vw, 86px);
  line-height: 0.92;
  text-wrap: balance;
}

.wealth-page-hero h1 span {
  color: var(--gold);
}

.wealth-page-hero .wealth-page-copy > p:not(.wealth-page-kicker) {
  max-width: 650px;
  font-size: clamp(18px, 1.7vw, 21px);
  line-height: 1.65;
}

.wealth-page-hero .seo-badge-row li {
  background: rgba(255, 255, 255, 0.055);
}

.wealth-goal-card {
  display: grid;
  min-width: 0;
  gap: 12px;
  overflow: hidden;
  padding: clamp(27px, 3vw, 34px);
  background: rgba(255, 255, 255, 0.98);
  color: var(--ink);
  border: 1px solid rgba(255, 255, 255, 0.7);
  border-radius: 18px;
  box-shadow: 0 30px 80px rgba(0, 0, 0, 0.28);
}

.wealth-goal-card::before {
  content: "";
  height: 6px;
  margin: -34px -34px 4px;
  background: linear-gradient(90deg, var(--red) 0 58%, var(--gold) 58% 100%);
}

.wealth-goal-label {
  margin: 0;
  color: var(--red) !important;
  font-family: var(--display);
  font-size: 14px;
  font-weight: 900;
  letter-spacing: 0.14em;
  line-height: 1.2;
  text-transform: uppercase;
}

.wealth-goal-card h2 {
  max-width: 430px;
  margin: 0;
  color: var(--navy);
  font-family: var(--display);
  font-size: clamp(39px, 4vw, 52px);
  font-weight: 900;
  letter-spacing: 0.01em;
  line-height: 0.92;
  text-transform: uppercase;
}

.wealth-goal-card > p:not(.wealth-goal-label):not(.wealth-metric-qualifier) {
  margin: 0;
  color: var(--muted);
  font-size: 14px;
  line-height: 1.65;
}

.wealth-hero-steps {
  display: grid;
  border-top: 1px solid var(--line);
}

.wealth-hero-step {
  display: grid;
  grid-template-columns: 46px minmax(0, 1fr);
  gap: 14px;
  align-items: center;
  padding: 11px 0;
  border-bottom: 1px solid var(--line);
}

.wealth-hero-step span {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 40px;
  height: 40px;
  background: var(--navy);
  color: var(--white);
  border-radius: 50%;
  font-family: var(--display);
  font-size: 17px;
  font-weight: 900;
}

.wealth-hero-step strong {
  color: var(--navy);
  font-family: var(--display);
  font-size: 19px;
  font-weight: 900;
  letter-spacing: 0.03em;
  line-height: 1.1;
  text-transform: uppercase;
}

.wealth-hero-zero {
  display: grid;
  gap: 5px;
  padding: 14px 16px;
  background: #fff3cf;
  border-left: 5px solid var(--gold);
}

.wealth-hero-zero strong {
  color: var(--red);
  font-family: var(--display);
  font-size: 27px;
  font-weight: 900;
  line-height: 1;
  text-transform: uppercase;
}

.wealth-hero-zero span {
  color: #5f563c;
  font-size: 12px;
  line-height: 1.45;
}

.wealth-page-nav {
  position: sticky;
  top: 0;
  z-index: 9;
  display: flex;
  justify-content: center;
  overflow-x: auto;
  padding: 0 clamp(14px, 4vw, 60px);
  background: rgba(251, 250, 247, 0.97);
  border-bottom: 1px solid var(--line);
  box-shadow: 0 8px 22px rgba(16, 35, 63, 0.06);
  scrollbar-width: none;
  backdrop-filter: blur(12px);
}

.wealth-page-nav::-webkit-scrollbar {
  display: none;
}

.wealth-page-nav a {
  flex: 0 0 auto;
  padding: 16px 18px 14px;
  color: var(--navy);
  border-bottom: 3px solid transparent;
  font-family: var(--display);
  font-size: 15px;
  font-weight: 900;
  letter-spacing: 0.06em;
  line-height: 1;
  text-decoration: none;
  text-transform: uppercase;
  white-space: nowrap;
}

.wealth-page-nav a:hover,
.wealth-page-nav a:focus-visible {
  color: var(--red);
  border-bottom-color: var(--red);
}

.wealth-plan-intro {
  display: grid;
  grid-template-columns: minmax(280px, 0.82fr) minmax(0, 1.18fr);
  gap: clamp(28px, 5vw, 64px);
  align-items: center;
  padding: clamp(38px, 5vw, 58px) clamp(20px, 7vw, 96px);
  background: var(--navy);
  color: var(--white);
}

.wealth-plan-intro > * {
  min-width: 0;
}

.wealth-plan-intro .kicker {
  color: var(--gold);
}

.wealth-plan-intro h2 {
  max-width: 600px;
  margin: 0;
  color: var(--white);
  font-family: var(--display);
  font-size: clamp(38px, 4.7vw, 60px);
  font-weight: 900;
  line-height: 0.95;
  text-transform: uppercase;
}

.wealth-plan-intro > p {
  max-width: 720px;
  margin: 0;
  color: rgba(255, 255, 255, 0.8);
  font-size: 17px;
  line-height: 1.7;
}

.wealth-start-section {
  background:
    radial-gradient(circle at 8% 15%, rgba(201, 154, 46, 0.08), transparent 24%),
    var(--paper);
}

.wealth-start-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
  max-width: 1180px;
  margin: 0 auto;
}

.wealth-start-card {
  position: relative;
  display: grid;
  min-width: 0;
  min-height: 100%;
  grid-template-rows: auto auto 1fr auto;
  gap: 12px;
  overflow: hidden;
  padding: 28px;
  background: var(--white);
  color: var(--ink);
  border: 1px solid var(--line);
  border-radius: 14px;
  box-shadow: 0 14px 36px rgba(16, 35, 63, 0.07);
  text-decoration: none;
  transition: transform 0.2s ease, border-color 0.2s ease, box-shadow 0.2s ease;
}

.wealth-start-card::after {
  content: "";
  position: absolute;
  top: 0;
  right: 0;
  left: 0;
  height: 5px;
  background: linear-gradient(90deg, var(--red) 0 68%, var(--gold) 68% 100%);
}

.wealth-start-card:hover {
  color: var(--ink);
  border-color: rgba(182, 32, 42, 0.42);
  box-shadow: 0 20px 44px rgba(16, 35, 63, 0.12);
  transform: translateY(-4px);
}

.wealth-start-card > span {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 42px;
  height: 42px;
  background: var(--navy);
  color: var(--white);
  border-radius: 50%;
  font-family: var(--display);
  font-size: 18px;
  font-weight: 900;
}

.wealth-start-card h3 {
  margin: 0;
  color: var(--navy);
  font-family: var(--display);
  font-size: clamp(27px, 2.5vw, 34px);
  font-weight: 900;
  line-height: 0.98;
  text-transform: uppercase;
}

.wealth-start-card p {
  margin: 0;
  color: var(--muted);
  font-size: 14px;
  line-height: 1.6;
}

.wealth-start-card > strong {
  color: var(--red);
  font-family: var(--display);
  font-size: 17px;
  font-weight: 900;
  letter-spacing: 0.05em;
  line-height: 1.1;
  text-transform: uppercase;
}

.wealth-start-note {
  max-width: 900px;
  margin: 20px auto 0;
  color: var(--muted);
  font-size: 13px;
  font-weight: 700;
  text-align: center;
}

#benefits .quick-fact {
  min-height: 100%;
  padding: 26px;
  border-radius: 12px;
  box-shadow: 0 10px 30px rgba(16, 35, 63, 0.06);
}

#benefits .quick-fact strong {
  font-size: clamp(29px, 3vw, 38px);
}

.wealth-benefit-grid {
  grid-template-columns: repeat(6, minmax(0, 1fr));
}

.wealth-benefit-grid .quick-fact {
  grid-column: span 2;
}

.wealth-benefit-grid .quick-fact:nth-child(4),
.wealth-benefit-grid .quick-fact:nth-child(5) {
  grid-column: span 3;
}

.wealth-roadmap {
  position: relative;
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 22px;
  max-width: 1180px;
  margin: 0 auto;
  padding-top: 28px;
}

.wealth-roadmap::before {
  content: "";
  position: absolute;
  top: 49px;
  right: 13%;
  left: 13%;
  height: 3px;
  background: linear-gradient(90deg, var(--red), var(--gold), var(--red));
}

.wealth-roadmap-card {
  position: relative;
  z-index: 1;
  min-width: 0;
  min-height: 100%;
  padding: 58px 28px 30px;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 14px;
  box-shadow: 0 16px 40px rgba(16, 35, 63, 0.08);
}

.wealth-roadmap-card::before {
  content: attr(data-phase);
  position: absolute;
  top: 0;
  left: 50%;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 46px;
  height: 46px;
  background: var(--red);
  color: var(--white);
  border: 5px solid var(--paper);
  border-radius: 50%;
  font-family: var(--display);
  font-size: 18px;
  font-weight: 900;
  transform: translate(-50%, -50%);
}

.wealth-roadmap-card .phase {
  margin: 0 0 10px;
  color: var(--red);
  font-family: var(--display);
  font-size: 14px;
  font-weight: 900;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.wealth-roadmap-card h3 {
  margin: 0;
  color: var(--navy);
  font-family: var(--display);
  font-size: clamp(30px, 3vw, 39px);
  font-weight: 900;
  line-height: 0.96;
  text-transform: uppercase;
}

.wealth-roadmap-card p {
  margin: 14px 0 0;
  color: var(--muted);
  font-size: 15px;
  line-height: 1.6;
}

.wealth-roadmap-card ul {
  display: grid;
  gap: 10px;
  margin: 20px 0 0;
  padding: 0;
  list-style: none;
}

.wealth-roadmap-card li {
  position: relative;
  padding-left: 22px;
  color: var(--ink);
  font-size: 14px;
  line-height: 1.5;
}

.wealth-roadmap-card li::before {
  content: "";
  position: absolute;
  top: 0.65em;
  left: 0;
  width: 8px;
  height: 8px;
  background: var(--gold);
  border-radius: 50%;
}

.wealth-decision-gate {
  display: grid;
  grid-template-columns: minmax(180px, 0.42fr) minmax(0, 1.58fr);
  gap: 22px;
  align-items: center;
  max-width: 1180px;
  margin: 24px auto 0;
  padding: 20px 24px;
  background: var(--navy);
  color: var(--white);
  border-left: 5px solid var(--gold);
  border-radius: 10px;
}

.wealth-decision-gate span {
  color: var(--gold);
  font-family: var(--display);
  font-size: 20px;
  font-weight: 900;
  letter-spacing: 0.06em;
  line-height: 1;
  text-transform: uppercase;
}

.wealth-decision-gate p {
  margin: 0;
  color: rgba(255, 255, 255, 0.82);
  font-size: 14px;
  line-height: 1.55;
}

.wealth-qualifier {
  max-width: 1180px;
  margin: 16px auto 0;
  padding: 18px 20px;
  background: #fff8e6;
  border: 1px solid #e7d196;
  border-left: 5px solid var(--gold);
  border-radius: 8px;
  color: #5a4a22;
  font-size: 13px;
  line-height: 1.65;
}

.wealth-roadmap-cta {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  max-width: 1180px;
  margin: 18px auto 0;
  padding: 20px 22px;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 10px;
  box-shadow: 0 10px 28px rgba(16, 35, 63, 0.06);
}

.wealth-roadmap-cta > div {
  display: grid;
  gap: 3px;
}

.wealth-roadmap-cta strong {
  color: var(--navy);
  font-family: var(--display);
  font-size: 24px;
  font-weight: 900;
  line-height: 1;
  text-transform: uppercase;
}

.wealth-roadmap-cta span {
  color: var(--muted);
  font-size: 13px;
}

.wealth-roadmap-cta .btn {
  flex: 0 0 auto;
}

.wealth-rule-band {
  display: grid;
  grid-template-columns: minmax(0, 0.72fr) minmax(0, 1.28fr);
  gap: clamp(24px, 5vw, 54px);
  align-items: center;
  max-width: 1180px;
  margin: 0 auto;
  padding: clamp(30px, 5vw, 48px);
  background: linear-gradient(135deg, var(--navy), var(--navy-2));
  color: var(--white);
  border-left: 7px solid var(--gold);
  border-radius: 14px;
  box-shadow: 0 20px 48px rgba(16, 35, 63, 0.16);
}

.wealth-rule-band h2 {
  margin: 0;
  color: var(--white);
  font-family: var(--display);
  font-size: clamp(40px, 5vw, 64px);
  font-weight: 900;
  line-height: 0.94;
  text-transform: uppercase;
}

.wealth-rule-band p {
  margin: 0;
  color: rgba(255, 255, 255, 0.82);
  font-size: 17px;
  line-height: 1.7;
}

.wealth-rule-band strong {
  color: var(--gold);
}

.wealth-property-paths {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px;
  max-width: 1180px;
  margin: 20px auto 0;
}

.wealth-property-path {
  position: relative;
  overflow: hidden;
  padding: 28px;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 12px;
}

.wealth-property-path > span {
  color: var(--red);
  font-family: var(--display);
  font-size: 15px;
  font-weight: 900;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.wealth-property-path h3 {
  max-width: 480px;
  margin: 9px 0 0;
  color: var(--navy);
  font-family: var(--display);
  font-size: clamp(29px, 3vw, 38px);
  font-weight: 900;
  line-height: 0.98;
  text-transform: uppercase;
}

.wealth-property-path p {
  margin: 13px 0 0;
  color: var(--muted);
  font-size: 14px;
  line-height: 1.65;
}

.wealth-service-card {
  display: grid;
  grid-template-rows: auto auto 1fr;
  min-width: 0;
  min-height: 100%;
  border-radius: 12px;
  box-shadow: 0 10px 30px rgba(16, 35, 63, 0.05);
}

.wealth-service-card .card-icon {
  background: var(--red);
  border-radius: 50%;
}

.wealth-prep-card {
  min-width: 0;
  padding: clamp(26px, 4vw, 38px);
  background: var(--white);
  color: var(--ink);
  border-top: 6px solid var(--gold);
  border-radius: 14px;
  box-shadow: 0 22px 60px rgba(0, 0, 0, 0.2);
}

.wealth-prep-kicker {
  margin: 0 0 10px;
  color: var(--red);
  font-family: var(--display);
  font-size: 14px;
  font-weight: 900;
  letter-spacing: 0.14em;
  line-height: 1;
  text-transform: uppercase;
}

.wealth-prep-card h3 {
  margin: 0;
  color: var(--navy) !important;
  font-family: var(--display);
  font-size: clamp(35px, 4vw, 50px);
  font-weight: 900;
  line-height: 0.95;
  text-transform: uppercase;
}

.wealth-prep-card > p:not(.wealth-prep-kicker) {
  margin: 13px 0 0;
  color: var(--muted);
}

.wealth-prep-card ul {
  display: grid;
  gap: 10px;
  margin: 20px 0 0;
  padding: 0;
  list-style: none;
}

.wealth-prep-card li {
  position: relative;
  padding-left: 25px;
  color: var(--ink);
  font-size: 14px;
  line-height: 1.5;
}

.wealth-prep-card li::before {
  content: "";
  position: absolute;
  top: 0.58em;
  left: 0;
  width: 10px;
  height: 10px;
  background: var(--gold);
  border-radius: 50%;
}

.wealth-prep-card .btn.light {
  background: var(--navy);
  color: var(--white);
}

.wealth-prep-card .btn.light:hover {
  background: var(--navy-2);
  color: var(--white);
}

.wealth-source-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 16px;
}

.wealth-source-link {
  display: grid;
  min-width: 0;
  gap: 8px;
  padding: 23px;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 12px;
  color: var(--navy);
  text-decoration: none;
  transition: border-color 0.2s ease, transform 0.2s ease, box-shadow 0.2s ease;
}

.wealth-source-link:hover {
  border-color: var(--red);
  color: var(--navy);
  box-shadow: 0 14px 34px rgba(16, 35, 63, 0.09);
  transform: translateY(-3px);
}

.wealth-source-link strong {
  font-family: var(--display);
  font-size: 24px;
  font-weight: 900;
  line-height: 1;
  text-transform: uppercase;
}

.wealth-source-link span {
  color: var(--muted);
  font-size: 13px;
  line-height: 1.55;
}

.wealth-disclosure {
  max-width: 1180px;
  margin: 0 auto;
  padding: 24px;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 10px;
  color: #566174;
  font-size: 13px;
  line-height: 1.7;
}

.wealth-disclosure strong {
  color: var(--navy);
}

.wealth-disclosure a {
  color: var(--red);
  font-weight: 900;
}

#questions .faq-list {
  max-width: 980px;
  margin: 0 auto;
}

#questions .faq-item {
  padding: 24px 26px;
  border-radius: 12px;
}

@keyframes wealthShimmer {
  0%,
  35% {
    transform: translateX(-120%);
  }

  70%,
  100% {
    transform: translateX(120%);
  }
}

@media (max-width: 1100px) {
  .wealth-home-inner,
  .wealth-page-hero {
    grid-template-columns: minmax(0, 1fr) minmax(340px, 0.9fr);
    gap: 36px;
  }

  .wealth-home-title {
    font-size: clamp(46px, 5.8vw, 62px);
  }
}

@media (max-width: 960px) {
  .wealth-home-inner,
  .wealth-page-hero,
  .wealth-plan-intro,
  .wealth-start-grid,
  .wealth-roadmap,
  .wealth-rule-band,
  .wealth-property-paths,
  .wealth-source-grid {
    grid-template-columns: 1fr;
  }

  .wealth-home-inner,
  .wealth-page-hero > * {
    max-width: 760px;
    margin-right: auto;
    margin-left: auto;
  }

  .wealth-page-hero {
    min-height: 0;
  }

  .wealth-page-hero h1 {
    max-width: 720px;
  }

  .wealth-start-grid,
  .wealth-roadmap {
    max-width: 760px;
  }

  .wealth-roadmap {
    gap: 42px;
    padding-top: 25px;
  }

  .wealth-roadmap::before {
    top: 0;
    bottom: 0;
    left: 22px;
    width: 3px;
    height: auto;
  }

  .wealth-roadmap-card {
    padding-top: 34px;
    padding-left: 72px;
  }

  .wealth-roadmap-card::before {
    top: 30px;
    left: 22px;
    border-color: var(--paper);
    transform: translate(-50%, 0);
  }

  .wealth-decision-gate {
    grid-template-columns: 1fr;
  }

  .wealth-rule-band {
    gap: 18px;
  }

  .wealth-property-paths,
  .wealth-source-grid {
    max-width: 760px;
  }

  .wealth-benefit-grid {
    grid-template-columns: 1fr;
  }

  .wealth-benefit-grid .quick-fact,
  .wealth-benefit-grid .quick-fact:nth-child(4),
  .wealth-benefit-grid .quick-fact:nth-child(5) {
    grid-column: auto;
  }
}

@media (max-width: 900px) {
  .site-header .site-nav {
    display: none;
  }

  .site-header .site-menu-toggle {
    display: flex;
    flex: 0 0 44px;
    width: 44px;
    min-width: 44px;
  }
}

@media (max-width: 640px) {
  .wealth-home-section {
    padding: 52px 18px;
  }

  .wealth-home-title {
    font-size: clamp(43px, 12.8vw, 54px);
    line-height: 0.96;
  }

  .wealth-home-lead {
    font-size: 16px;
  }

  .wealth-home-path {
    padding: 5px 15px;
  }

  .wealth-home-step {
    grid-template-columns: 38px minmax(0, 1fr);
    gap: 12px;
  }

  .wealth-home-step > span {
    width: 34px;
    height: 34px;
    font-size: 15px;
  }

  .wealth-home-step h3 {
    font-size: 19px;
  }

  .wealth-home-actions {
    display: grid;
    grid-template-columns: 1fr;
  }

  .wealth-home-button {
    width: 100%;
  }

  .wealth-home-goal {
    padding: 30px 20px 23px;
    border-radius: 14px;
  }

  .wealth-home-goal h3 {
    font-size: 40px;
  }

  .wealth-home-principle {
    grid-template-columns: 1fr;
    gap: 4px;
  }

  .wealth-home-zero strong {
    font-size: 24px;
  }

  .wealth-home-fineprint {
    font-size: 12px;
  }

  .wealth-page-hero {
    width: 100%;
    padding: 48px 17px 54px;
  }

  .wealth-page-hero h1 {
    max-width: 100%;
    font-size: clamp(46px, 13.5vw, 58px);
    line-height: 0.94;
  }

  .wealth-page-kicker {
    max-width: 100%;
    font-size: 14px;
  }

  .wealth-page-hero .button-row {
    display: grid;
    grid-template-columns: 1fr;
  }

  .wealth-page-hero .btn {
    width: 100%;
    max-width: 100%;
    padding-right: 16px;
    padding-left: 16px;
    white-space: normal;
  }

  .wealth-page-hero .seo-badge-row li {
    width: auto;
    max-width: 100%;
  }

  .wealth-goal-card {
    width: 100%;
    max-width: 100%;
    padding: 27px 19px 23px;
    border-radius: 14px;
  }

  .wealth-goal-card::before {
    margin: -27px -19px 3px;
  }

  .wealth-goal-card h2 {
    font-size: 40px;
  }

  .wealth-hero-step {
    grid-template-columns: 40px minmax(0, 1fr);
    gap: 11px;
  }

  .wealth-hero-step span {
    width: 36px;
    height: 36px;
    font-size: 15px;
  }

  .wealth-hero-step strong {
    font-size: 17px;
  }

  .wealth-hero-zero strong {
    font-size: 24px;
  }

  .wealth-page-nav {
    justify-content: flex-start;
  }

  .wealth-page-nav a {
    padding: 14px 13px 12px;
    font-size: 14px;
  }

  .wealth-start-card,
  .wealth-property-path {
    padding: 23px 21px;
  }

  .wealth-roadmap {
    gap: 28px;
  }

  .wealth-roadmap::before {
    left: 17px;
  }

  .wealth-roadmap-card {
    padding: 32px 20px 24px 56px;
  }

  .wealth-roadmap-card::before {
    top: 25px;
    left: 17px;
    width: 38px;
    height: 38px;
    border-width: 4px;
    font-size: 15px;
  }

  .wealth-roadmap-card h3 {
    font-size: 30px;
  }

  .wealth-decision-gate {
    padding: 19px;
  }

  .wealth-roadmap-cta {
    display: grid;
    grid-template-columns: 1fr;
    padding: 19px;
  }

  .wealth-roadmap-cta .btn {
    width: 100%;
  }

  .wealth-rule-band {
    padding: 29px 22px;
  }

  .wealth-rule-band h2 {
    font-size: 42px;
  }

  .wealth-prep-card {
    padding: 26px 20px;
  }

  .wealth-prep-card .button-row {
    display: grid;
    grid-template-columns: 1fr;
  }

  .wealth-prep-card .btn {
    width: 100%;
  }
}

@media (prefers-reduced-motion: reduce) {
  .wealth-home-button::after {
    animation: none;
  }

  .wealth-home-button,
  .wealth-start-card,
  .wealth-source-link {
    transition: none;
  }
}